WEALTH MANAGEMENT AND RETIREMENT PLANNING

YOUR JOURNEY TO FINANCIAL SAFETY, SIMPLICITY & STRENGTH IN RETIREMENT BEGINS TODAY

Our proprietary process will help you understand…

How much you can safely spend in retirement to be sure your money lasts (as long as you do) and you aren't forced to compromise your lifestyle or rely on others



You're frustrated! You did what you were supposed to do like saving in your 401K and living within your means but still you wonder if you’re doing enough, if you’ll have enough and how much you can spend without compromising your lifestyle. 

How to turn your savings into a stable stream of cash flow to prevent emotional investing mistakes, protect your nest egg and leave your legacy intact



You're concerned! You don't know how to turn your pile of assets into streams of income and wonder about how current events and wild market swings (and the emotion that comes along with it) will affect your ability to protect the money you need to pay bills while still leaving a legacy. 

Have to handle (or be aware of) all the known (and unknown) risks that can derail your future in the areas of health care, taxes, inflation and longevity


You’re overwhelmed and feel that planning for the future is like playing a game of whack-a-mole with taxes, health care and other areas. Deep down, you worry that you haven't done all that is possible to responsibly mitigate all the known, and more importantly, unforeseen risks.

What can SECURiMENT™ do for you?

Tips and Strategies

Visit our blog to learn how you can create Safety, Simplicity and Financial STRENGTH in your life

When a Spouse Dies

By Darryl Rosen • 19 Mar, 2024
When your spouse dies. 63% of the time when a spouse dies, it’s the man. According to the NIH, when this happens, on average the widow (or the wife) lives another 12 years. 3 things happen in short order when someone dies. Income decreases by as much as 50% with the possible loss of social security and pension. Taxes increase the following year because single tax rates are more punishing than married rates. If the deceased had an IRA or 401K, the widow still has to take Required min distributions but now at higher tax rates. Expenses go down but not by as much as you think. Only 20% on average per the Government Accountability Office. Think about it this way. Variable costs like medical and food, etc. will decrease but what about fixed expenses. My FIL passed in December. Jill’s Mom still has the house to contend with. All of this is to say please build these types of scenarios into your plans. If you have questions, feel free schedule some time to speak with me.

Annuities Simplified: What you need to know before buying!

By Darryl Rosen • 07 Mar, 2024
Are you looking for a reliable source of income in retirement? Annuities may be the answer! Watch this video to learn how annuities can provide guaranteed income and simplify your retirement plan. Say goodbye to financial worry and hello to a comfortable retirement!

Overcoming Financial Blunders

By Darryl Rosen • 02 Mar, 2024
Are past financial slip-ups haunting your investment decisions? You're not alone. In this insightful video, @erinkennedytv and Darryl delve into expert advice on navigating investment and financial choices after making mistakes. From acknowledging past blunders to crafting a brighter financial future, discover actionable strategies to thrive in your retirement journey.
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